Anil Jaggia

Practitioner Partner, Financial Services
anil-jaggia

About Anil Jaggia

Expertise
Banking | Fintech | NBFCs | Lending | Other Financial Services | Digital Banking | Digital Lending | Financial Inclusion | Micro Finance | Forex & Derivatives
About
Director of a digital lending NBFC, Anil is an expert in the Financial Services with deep Fintech orientation and brings 30+ years of global experience in leading banks, advising NBFCs and guiding Fintech companies.

Anil is currently a Practice Leader in the Financial Services practice at Praxis Global Alliance. He is a well-rounded professional with strong background in IT, Strategy, Legal, Risk Management, Customer Service, Compliance, Infrastructure, and Administration. He has deep experience in advising Fintech companies on issues of strategy and Loan Lifecycle Management. In his role as Director in a digital lending NBFC, he was instrumental in setting up the complete digital loan lifecycle from origination, on-boarding, credit scoring, disbursal to collection processes. He has also helped another Fintech platform which originates, credit scores and processes unsecured loans to individuals in integrating telecom data to do credit scoring for individuals with no/thin credit files.

In his previous assignments, Anil was part of the senior management team (Group head) at HDFC Bank responsible for lending strategy and tactics. Anil also held additional responsibility for Financial Inclusion and Sustainable Livelihood Initiative (Micro Finance), Quality, Customer Service, Legal, Admin and Infrastructure at HDFC. Before HDFC, he spearheaded the JV between Fullerton and Centurion Bank to focus on SME lending and provided strategic direction to HDB Financial Services as a Board member with deep involvement in loan approval. Prior to joining Centurion Bank, Anil worked for over 18 years with Citibank at Chicago, New York, Singapore, Mumbai and Kolkata.

He has also led several transformational projects to improve efficiency at the front-end (loan officers, branches, collection officers) and back-end (file processing, disbursal, risk management).

Education 
MBA, IIM Ahmedabad | B.Tech. IIT Kanpur

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